Be Realistic
Ensure that you are realistic when working out exactly how much you can afford to spend on your new house. You should ensure the intended mortgage is affordable on a monthly basis and it is wise to seek a Decision in Principle certificate, so that you know how much you can offer once you have found a suitable property. Even a newly built house will require some sort of furnishings, whereas older properties may require extensive work, such as re-flooring, tiling or renewing the wiring. Make sure that you factor in all these likely expenses, in addition to the purchase price, and other fees such as conveyancing and stamp duty.
Help to Buy
- Buying a new build house and want to utilise the government’s Help To Buy scheme?
- Not sure where to start or how much you can borrow?
- I have dealt with many of the major builders and developers and can offer an expert service on this type of purchase.
Best ways to Improve your Credit Score
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.