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If you are thinking of moving home, with some Lenders you may have the right to transfer your existing mortgage to another property, known as “portability”. This is subject to a new application, lender usual assessment criteria and the replacement mortgage being taken up simultaneously with the repayment of the existing mortgage
Moving home is known to be one of life’s biggest causes of stress, so let us help to relieve some of this stress.
We can help you to look for a better deal whether that be with your current lender or another lender.
We can offer advice on which route is the best to take once we have fully understood your needs and circumstances.
Mortgages for those moving home are increasingly competitive and if you are trading up to a larger property you may need to increase the size of your loan.
It is crucial to get the right advice upfront to ensure the new mortgage remains affordable for you once you do upsize to the new home.
The borrowing amount will drastically change from lender to lender so we need to make sure that the mortgage will remain affordable both now and in the future.
We’re more than happy to come out and see you, at a time that suits. Evenings & weekends too, if needed!
Based in Thornton Cleveleys, Lancashire, and helping clients across Lancashire and the UK.
Mortgages by Louise & Associates provides expert mortgage, protection and insurance advice. Mortgages by Louise & Associates is a trading name of Just Mortgages Direct Limited and Mortgages by Louise & Associates is the name under which we carry out these services.
Mortgages by Louise & Associates is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.
The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.
Our advisers at Mortgages by Louise & Associates will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.
Disclaimer:
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.
Mortgages by Louise & Associates, 17 Victoria Road East, Thornton Cleveleys, FY5 5HT
Mortgages by Louise & Associates is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345
The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.
Approved by The Openwork Partnership on 30/10/2023.